# 利率调整

页面导航：IG50 → 数据集文档 → 沪深数据中心 → 宏观数据 → 金融货币

数据集链接：https://ig50.com/sjzx_hongguan-jinrong.html?maodian=hongguan-yhll-title
MD文档：https://ig50.com/md/sjzx_hongguan-jinrong/hongguan-yhll-title.md

## 简介

获取存贷款基准利率历次调整，按生效时间倒序。

## 数据说明

- **本地路径**：数据存放目录/time/hongguan/yhll
- **更新频率**：每天21:00。
- **完成更新耗时**：约1小时。
- **数据格式**：[{},...]

## 字段说明

| 字段 | 类型 | 说明 |
| --- | --- | --- |
| tjsj | string | 生效时间（yyyy-MM-dd） |
| gbsj | string | 公布时间（yyyy-MM-dd） |
| ckq | number | 存款基准利率调整前（%） |
| ckh | number | 存款基准利率调整后（%） |
| ckfd | number | 存款基准利率调整幅度（%，个别调整未动存款利率为null） |
| dkq | number | 贷款基准利率调整前（%） |
| dkh | number | 贷款基准利率调整后（%） |
| dkfd | number | 贷款基准利率调整幅度（%） |
| shtz | number | 消息公布次日上证指数涨跌（%） |
| sztz | number | 消息公布次日深证指数涨跌（%） |

## 示例

```json
[{"tjsj":"2015-10-24","gbsj":"2015-10-23","ckq":1.75,"ckh":1.50,"ckfd":-0.25,"dkq":4.60,"dkh":4.35,"dkfd":-0.25,"shtz":0.50,"sztz":0.73},{"tjsj":"2015-08-26","gbsj":"2015-08-25","ckq":2.00,"ckh":1.75,"ckfd":-0.25,"dkq":4.85,"dkh":4.60,"dkfd":-0.25,"shtz":-1.27,"sztz":-2.92}]
```

## 相关数据集

| 数据集 | 链接 |
| --- | --- |
| 货币供应量（M0/M1/M2） | https://ig50.com/sjzx_hongguan-jinrong.html?maodian=hongguan-hbgyl-title |
| 新增信贷数据 | https://ig50.com/sjzx_hongguan-jinrong.html?maodian=hongguan-xzxd-title |
| 本外币存款 | https://ig50.com/sjzx_hongguan-jinrong.html?maodian=hongguan-wbck-title |
| 外汇贷款数据 | https://ig50.com/sjzx_hongguan-jinrong.html?maodian=hongguan-whxd-title |
| LPR数据 | https://ig50.com/sjzx_hongguan-jinrong.html?maodian=hongguan-lpr-title |
| 存款准备金率 | https://ig50.com/sjzx_hongguan-jinrong.html?maodian=hongguan-ckzbj-title |
| 全国股票交易统计表 | https://ig50.com/sjzx_hongguan-jinrong.html?maodian=hongguan-gpjytj-title |
| 交易结算资金（银证转账） | https://ig50.com/sjzx_hongguan-jinrong.html?maodian=hongguan-banktransfer-title |

## 站点速通

| 站点页面 | 链接 |
| --- | --- |
| 首页 | https://ig50.com/ |
| 关于IG50 | https://ig50.com/start-introduce.html |
| 安装指引 | https://ig50.com/start-guide.html |
| 获取授权 | https://ig50.com/license.html |
| 数据集总览 | https://ig50.com/dataset-overview.html |
| 数据集检索 | https://ig50.com/search.html |
| 使用答疑 | https://ig50.com/start-faq.html |
| 免责声明 | https://ig50.com/start-mianzeshengming.html |
| 更新日志 | https://ig50.com/start-updatelog.html |
| 沪深京A股 | https://ig50.com/index.html |
| 沪深数据中心 | https://ig50.com/sjzx.html |
| 基金 | https://ig50.com/jijinHq.html |
| 港股 | https://ig50.com/indexHk.html |
| 美股 | https://ig50.com/indexUs.html |